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CPL Arrears to be WRITTEN OFF as the program is PHASED OUT

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Deandrea Hamilton and Dana Malcolm

Editorial Staff

 

#TurksandCaicos, December 14, 2022 – The Crown Land review, jointly conducted by the TCIG and the UK Government has exposed that over 1,100 parcels of Crown Land are subject to long standing disputes about ownership and titles in the Conditional Purchase Lease program.  Now, the expensive and contentious CPL pathway to land ownership is heading to the scrap pile, with some last ditch measures agreed in order to give people in this precarious position a chance to finally secure properties in question.

The Review proposes to write-off arrears on Conditional Purchase Lease agreements to give land owners a fresh start and final opportunity to honour their commitments.

“If this policy is to be pursued, it will be necessary to have a finite period of time within which applicants must come forward to apply for the freehold and gain the benefit of the write-off,” explains the review, adding, “A finite time period, such as three years, would ensure that titles are quickly regularised and would also save the applicant from further delays requiring a fresh revaluation which would cause the freehold price to go even higher.”

The Turks and Caicos Islands Government is likely now to agree not to reintroduce Conditional Purchase Leases in the country as per recommendations included in the newly published crown land review. For those who currently have a CPL the recommendations set out specific guidelines on how to proceed.

CPLs in the Turks and Caicos provide residents with a three year lease on residential land after which they can either extend or terminate the lease. The review, in the fact-finding process, found that six CPLs were surrendered or terminated; that 383 were cancelled for non-payment of rent and 301 bought the free hold title.  It left hundreds of CPLs incomplete and unresolved.

The report, released on December 8, 2022 said: “But it was made clear that a large number of people still claim land under expired CPLs and have not done anything about selecting their terminal option. There are 1,101 parcels of Crown land in this position.  This is despite the fact that the Crown Land Ordinance envisaged that all CPLs, and all their two-year extensions, should have disappeared by 2017 at the absolute latest.”

A plan to bring some finality to those with unsettled CPLs has been laid out extensively in the review which also reveals that the CPL program is a monster-sized mess with both government and leaseholders at fault.

“It is clear that leaseholders have not complied with their obligations or sought renewal of their lease, and it is also clear that Government has allowed people to assume that this is acceptable by not taking active enforcement steps in the past. Together, these factors have contributed to a culture in which CPLs have not been adhered to for decades and this explains how there comes to be such a disparity between the original CPL freehold prices and the revaluations.”

The joint Crown Land Review has anticipated that a significant problem will emerge when the parcels of land in question are valuated.  Land prices in the Turks and Caicos Islands have risen sharply in the 10, 20 or 30 years since the CPLs were agreed and the appraisals to determine fair market value today will dramatically alter the costs in the original agreements.

The review offered a striking example:  “To take one documented example, the freeholds in a pair of undeveloped residential plots in Providenciales were offered in the original CPL at $6,750 and $8,900 in 1999, and upon revaluation were priced at $30,800 and $73,500 respectively in 2007; they have undoubtedly gone up much more since then. Other unconfirmed examples were given to us by members of the public who spoke of more recent valuations, such as from $20,000 to $200,000, showing a tenfold increase in the freehold price upon revaluation. The effect of such re-valuations is that any person who has budgeted in reliance on the original CPL freehold price, despite the CPL having expired, will not be able to afford the increase.”

It could mean, homes and other constructions on parcels in an incomplete CPL, where no freehold title is obtained by the leaseholder, would be lost.  The Review frankly points out that Government is not obligated to stick to the original price and that Government has been less than proficient in managing the CPL program, but if the CPL holder is able to pay off its rent arrears, then a new agreement could be drawn up with the help of a lending institution.

“Our conclusion is therefore that all arrears should be written off for anyone who buys the freehold. This will reduce the financial burden for people who choose that option, and it will also increase the likelihood of mortgage finance being available for the freehold purchase.”

A public awareness campaign is recommended to ensure no one in this category “misses out”.

The review also outlines who qualifies for the write-off; how and whom CPL parcels can be passed on to; recommends actions to distinct categories of CPLs; addresses government mismanagement and leaseholders who have lost documentation and after attempts to regularize CPLs the review suggests it is best to phase out the process entirely.

Recommendation 17: that CPLs should not be reintroduced. Turnkey housing (starter homes and rentals) should be the priority for those people still unable to afford undeveloped land even with the benefit of the Islander discount.

Bahamas News

Government is Moving to Protect the Rights of Older Persons

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NASSAU, The Bahamas — The Government is moving to protect the rights, privacy, independence, and dignity of older persons throughout the Commonwealth of The Bahamas.

The Hon. Dr. Michael Darville, Minister of Health and Wellness tabled The Older Persons Rights, Protections, Care and Support Bill (2026), in the House of Assembly on Wednesday, September 16, 2026.

“This is legislation whose time has come. It is rooted in a very simple thought that growing older must never mean becoming less valued, less visible, less protected or less entitled to dignity.

“Ageing is not somebody else’s issue. It is one of the few public policy matters that, if we are blessed with longevity, will eventually touch every one of us,” Dr. Darville said.

He noted that The Bahamas, like the world, is experiencing a clear demographic shift. According to the 2022 Census, the number of persons aged 65 years and older rose by 28.2 percent since 2010.

In The Government’s Blueprint for Progress, it made a commitment to strengthening protections for older persons. And, this Bill gives practical expression to that commitment. But there is also a wider context.

Furthermore, in 2025, the United Nations Human Rights Council established an Intergovernmental Working Group charged with developing a legally binding international instrument on the human rights of older persons. Its first substantive negotiating session was held in Geneva in July of this year.
In this vein, Dr. Darville said that The Bahamas brings this Bill at an important moment.

“While the international community is negotiating what a future global legal instrument should contain, The Bahamas is moving now with legislation that goes beyond a declaration of principles,” he said.

“This Bill recognizes older persons as rights-holders. But it also recognizes that rights written on paper mean little if there is no machinery to make them real.”

Provisions under the Bill establish in law the rights of older persons, including dignity, equality, privacy, autonomy, participation, financial self-management and access to healthcare and public services.

Secondly, it confronts abuse and abandonment, physical abuse, sexual abuse, psychological and emotional abuse, neglect and abandonment.

“These are expressly prohibited. For far too long older persons have been abandoned at hospitals with no recourse. This ends today,” Dr. Darville stated.

The Bill also permits anonymous reporting of suspected abuse and protects persons who make reports in good faith. Certain healthcare, social service, law enforcement and other professionals will have a statutory duty to report where
they reasonably suspect that an older person requires care and protection.

And thirdly, this Bill confronts an abuse that can sometimes remain hidden behind family relationships — financial exploitation, Dr. Darville said.

He added, “Taking an older person’s pension. Misusing their bankcard. Coercing them to transfer property. Manipulating a will. Using their National Insurance benefit for purposes other than their welfare. Preventing them from accessing their own money. These matters are specifically addressed in this legislation, with financial exploitation attracting serious penalties.”

The Bill is about support, by providing for the development of a National Older Persons Policy within 12 months, with priority given to a National Dementia Strategy.

“It promotes community nursing, home-based care and older persons’ day-care services, because where it is safe and appropriate, we should help our older persons remain independent, connected to their communities and supported in familiar surroundings,” Dr. Darville said.

The Bill further recognizes the tremendous responsibility carried by caregivers and provides for caregiver training and support, among other things. “It incorporates the needs of older persons into disaster preparedness, response, relief and recovery. And importantly, it rejects the idea that retirement means irrelevance,” Dr. Darville said.

 

By Lindsay Thompson
Bahamas Information Services

(BIS Photo/Ulric Woodside)

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Government

Government Outlines New Healthcare Vision as Interhealth Exit Accelerates Reform  

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By Magnetic Media Newsroom

 

PROVIDENCIALES, Turks and Caicos Islands — The Turks and Caicos Islands Government says the breakdown of its relationship with InterHealth Canada presents an opportunity to reshape healthcare delivery, with plans to expand local medical services, strengthen primary care and reduce dependence on overseas treatment.

During a national briefing following InterHealth Canada’s notice terminating its hospital contract, Premier Charles Washington Misick acknowledged publicly for the first time that Government and InterHealth had been negotiating an exit from the arrangement for more than a year after what he described as an “irretrievably broken down” relationship.

Despite the contractual dispute, Misick and Health Minister Kyle Knowles stressed that healthcare services will continue uninterrupted during the transition.

“Allow us to do our job,” Knowles appealed, assuring residents that Government is actively managing the transition and safeguarding patient care.

The Premier outlined what amounts to a broader healthcare transformation built around four connected levels of care: strengthened community-based primary healthcare; expanded polyclinic services; enhanced hospital-based secondary care with greater specialist capacity; and overseas tertiary treatment only for cases that cannot be managed locally.

Among the proposals are the long-discussed establishment of intensive care units, expanded use of currently unfinished hospital space, recruitment of more resident specialist physicians and stronger contract management to oversee future healthcare agreements.

Knowles said the new polyclinic model will broaden services available outside the hospitals, including dentistry, ophthalmology, laboratory services, diagnostic imaging, gynaecology and preventative screening, helping to reduce pressure on emergency departments while improving early intervention.

Misick also acknowledged that while the hospital system significantly improved healthcare access after opening in 2010, Government believes further reform is necessary to improve affordability, sustainability and the range of services available within the Turks and Caicos Islands.

The briefing marked the Government’s most comprehensive explanation to date of its plans beyond the InterHealth contract, signalling that officials now see the transition as an opportunity to redesign healthcare delivery rather than simply replace one operator with another.

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Government

Parnell Urges Premier to Step Aside, Proposes Bipartisan Board to Guide Healthcare Transition

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By Magnetic Media Newsroom

 

PROVIDENCIALES, Turks and Caicos Islands — Opposition Leader Douglas Parnell is calling on Premier Charles Washington Misick to step aside, arguing that the Government has failed to provide the leadership, transparency and public engagement needed as the Turks and Caicos Islands prepares for one of the most significant changes in its healthcare system.

Responding to Government statements following InterHealth Canada’s contract termination notice, Parnell said residents were only now learning officially that negotiations with the hospital operator had been underway for more than a year, despite several previous opportunities for Government to inform the public.

He questioned why no detailed explanation was provided during the State of the State Address, Budget Debate or recent healthcare announcements, including the opening of the new polyclinic.

Parnell argued that while the PDM supports reforming or replacing the existing hospital arrangement, the process must be transparent and centred on the public interest.

The Opposition Leader reminded residents that the PDM had challenged the InterHealth agreement while in government, pursuing arbitration and preparing further legal action over concerns about the contract before leaving office following the General Election.

To guide the next phase, Parnell proposed establishing a bipartisan Health Transition Board comprising Government and Opposition representatives to oversee the transition, monitor public accountability and manage the procurement process for any future healthcare provider.

He also outlined what the PDM believes should form the foundation of the next healthcare system, including guaranteed continuity of care, automatic employment protection for hospital workers, recruitment incentives for specialist physicians, expanded intensive care services, comprehensive mental health care, enhanced geriatric services and accelerated efforts to attract qualified Turks and Caicos Islanders in the medical profession back home.

Parnell also presented ten questions for Government covering outstanding payments, borrowing plans, legal implications, transition arrangements and the future structure of healthcare delivery.

He said the changes now unfolding require decisive leadership, openness and a carefully managed transition that places patients, healthcare workers and the long-term interests of the Turks and Caicos Islands first.

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