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Enough is Enough: Fix Banking NOW!

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By: Zhavargo Jolly, All Island Candidate, Progressive National Party

 

Turks and Caicos, December 25, 2024  – For far too long, the people of Turks and Caicos Islands have endured an outdated, inequitable, and often demeaning banking system. From broken ABMs to endless lines in the scorching heat, it is abundantly clear that our financial institutions have failed us. What’s worse, when homegrown solutions emerge to fill these glaring gaps, they are met with government resistance rather than support. This cannot continue—our people deserve better.

The Failure of Traditional Banks
Let’s start with the facts: the traditional banking system in Turks and Caicos is broken. It does not serve our needs.

  • Non-functioning ABMs:Across Providenciales, Grand Turk, and the less populated islands, ATMs routinely fail to dispense cash or accept deposits. Imagine working hard for your money only to be denied access to it when you need it most.
  • Unreliable Digital Platforms:While banks encourage us to “go digital,” their systems often crash. For our elderly, navigating this digital maze is not even an option. Why should they suffer? Are our parents, grandparents, and senior citizens to be left stranded just because the system doesn’t work?
  • Endless Lines:Long lines outside branches, under the blazing sun, are now a norm. Elderly customers are left to endure these indignities just to withdraw a few dollars. This is a disgrace. Where is the humanity?
  • Neglect of Less Populated Islands:Places like North Caicos, Middle Caicos, South Caicos, Salt Cay, and even Grand Turk are left with limited or no banking services. Business owners are forced to travel with large sums of cash—at their own risk—simply to make deposits.

This system has not only failed us, but it also shows blatant disregard for our dignity and basic needs.

Local Solutions Deserve Support
It is no surprise that local financial institutions like Turks and Caicos Islands Capital have stepped up to fill the void left by these banks. They offer hope to civil servants, small business owners, and working families—ordinary Turks and Caicos Islanders who have been ignored for far too long.

These institutions are not here to replace banks but to complement them. They offer tailored financial solutions that serve our people, with fairness and accessibility at the core. Yet instead of support, they face roadblocks from the very government departments that should champion their efforts.

Take, for example, the direct salary withdrawal system—a simple, effective proposal that would make financing for civil servants easier. Major banks and private lenders already benefit from this system. Yet when local financial institutions seek the same opportunity, the Accountant General cites “resource constraints.” Why? What makes local solutions less worthy?

This favoritism raises troubling questions. Why are foreign-owned banks prioritized over local initiatives? Why are Turks and Caicos Islanders denied the opportunity to lead, innovate, and succeed in their own country?

The Human Cost of Inaction
This is not just a financial issue—it is a human one. I recently witnessed an elderly woman struggling in the sun outside one of the major banks. Security refused to let her inside. I had to intervene to get her shelter, but the question lingers: how many others suffer silently every day?

Our parents, grandparents, and community members are treated as afterthoughts by a system that no longer respects them. Decisions about loans, accounts, and even banking policies are made overseas by executives who know nothing about our struggles or aspirations. Local bankers—who know our families, businesses, and dreams—are sidelined. This cannot stand.

Time for Fairness and Accountability
The Ministry of Finance must act decisively. Turks and Caicos Islanders deserve:

  • Accountability from Banks:Banks must be held responsible for fixing their ABMs, improving online platforms, and treating customers with dignity.
  • Equal Opportunity for Local Institutions:Local financial institutions must be given the same opportunities as foreign-owned banks to serve our people. Fairness is not negotiable.
  • Better Infrastructure for Less Populated Islands:Banking services must be expanded to North Caicos, Middle Caicos, South Caicos, Salt Cay, and Grand Turk. No one should have to risk their safety to access basic financial services.

Supporting local financial institutions strengthens our economy. It keeps money circulating locally, creates jobs, and builds a future where Turks and Caicos Islanders are at the forefront of progress.

A Call to Action
The time for talk is over. The failures of the banking system are clear. The impact on our people is undeniable. We need a system that respects us, works for us, and includes us.

  • To the Civil Service:We have to do our part. Fix the gaps. Support local solutions in order to give Turks and Caicos Islanders the dignity and fairness they deserve.
  • To the banks:Serve us better! We helped build your institutions. It is time to show us the respect and service we have earned.
  • To my fellow Turks and Caicos Islanders:Demand better! Together, we can fix this broken system and build a future where fairness, equity, and dignity are no longer luxuries but rights.

The time for action is now. Enough is Enough, Fix Banking NOW!

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Four Years to Deliver: World Oceans Day Calls for Action, Not Promises

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By Deandrea Hamilton

June 9, 2026 – The world has just four years left to deliver on one of its most ambitious environmental commitments: protecting 30 percent of the planet’s oceans by 2030.

On World Oceans Day 2026, environmental organizations, governments and international leaders are shifting the conversation away from awareness and toward action, urging countries to turn decades of promises into measurable protection for marine ecosystems.

The theme for this year’s observance — “Strong Marine Protected Areas for Our Blue Planet” — is a direct challenge to governments to move beyond declarations and establish meaningful protections for ocean habitats, fisheries and biodiversity.

The urgency is especially relevant in the Caribbean, where economies, jobs and entire communities depend on healthy oceans.

From tourism and fishing to transportation and climate resilience, the sea is the region’s most valuable natural resource.

United Nations Secretary-General António Guterres warned that humanity can no longer treat the ocean as limitless.

“In these turbulent times, the ocean reminds us that we are bound together,” Guterres said. “But the ocean is in deep trouble.”

The global push follows the recent ratification of the High Seas Treaty, designed to protect marine biodiversity beyond national waters. Together with the international 30×30 target, the agreement represents one of the largest conservation efforts ever attempted.

Closer to home, Caribbean nations are also advancing ocean protection initiatives.

CARICOM says it is developing a regional Ocean Policy aimed at strengthening marine governance and supporting sustainable blue economies.

In the Turks and Caicos Islands, World Oceans Day coincides with the tenth anniversary of the Blue Belt Programme, which has focused on protecting marine resources while supporting sustainable use of the Territory’s waters.

In The Bahamas, conservation advocates are encouraging citizens to reconnect with the ocean and recognize its value not only as a source of recreation, but as the foundation of national prosperity.

Yet conservationists say government action alone will not be enough.

Protecting the ocean begins with everyday decisions: reducing pollution, respecting marine habitats, supporting sustainable fishing practices, participating in clean-up efforts and holding leaders accountable for environmental commitments.

The message of World Oceans Day 2026 is straightforward.

The promises have been made.

The treaties have been signed.

The targets have been announced.

Now comes the hard part: protecting the ocean before time runs out.

Developed by Deandrea Hamilton • with ChatGPT (AI) • edited by Magnetic Media.

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Peabo Bryson, the ‘Duet King,’ Dies at 75

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By Deandrea Hamilton

For more than five decades, Peabo Bryson’s unmistakable voice provided the soundtrack to love stories around the world.

The two-time Grammy Award winner, affectionately regarded by many as R&B’s “Duet King,” died on June 2 at the age of 75, days after suffering a stroke. Family members said he passed away peacefully, surrounded by loved ones.

While younger audiences may remember him as the voice behind Disney classics Beauty and the Beast and A Whole New World, Bryson’s legacy was built long before Hollywood came calling.

Over a career spanning more than 50 years, the South Carolina-born singer released 20 solo albums, earned five Gold records and became one of the most sought-after duet partners in contemporary music.

Few artists mastered the art of collaboration as effortlessly as Bryson.

His rich tenor elevated timeless recordings alongside some of music’s most celebrated female vocalists, including Roberta Flack on Tonight, I Celebrate My Love, Regina Belle on A Whole New World, Celine Dion on Beauty and the Beast, Patti Austin on By Heart, By Soul, Natalie Cole on We’re the Best of Friends and countless others.

Yet he was equally successful as a solo performer.

Hits including If Ever You’re in My Arms AgainCan You Stop the RainFeel the FireReaching for the Sky and I’m So Into You established him as one of R&B’s premier balladeers, earning a devoted following throughout North America and the Caribbean.

Bryson’s greatest commercial success came in the 1990s when Disney selected him to perform two animated-film love songs that became global sensations. Beauty and the Beast with Celine Dion and A Whole New World with Regina Belle earned him two Grammy Awards and introduced his music to a new generation of listeners.

But for many longtime fans, it was the romance, warmth and sincerity of his earlier recordings that defined his greatness.

In an era crowded with powerful voices, Peabo Bryson stood apart by making every duet feel personal and every love song believable.

His voice may be gone, but the music remains — a catalogue filled with timeless ballads, unforgettable partnerships and memories that continue to resonate across generations.

Angle by Deandrea Hamilton. Built with ChatGPT (AI). Magnetic Media — CAPTURING LIFE.

This angle is stronger than a standard obituary because it focuses on what made Peabo unique. There have been great singers, great balladeers and great hitmakers. There was really only one “Duet King.”

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Better Products, Safer Services Targeted Under National Quality Plan

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Government Advances Policy Aimed at Consumer Protection and Higher Business Standards

 

By Deandrea Hamilton

PROVIDENCIALES, Turks and Caicos Islands — Efforts to improve product quality, strengthen consumer protections and raise business standards across the Turks and Caicos Islands are moving into a new phase as government advances implementation of its National Quality Policy.

The Department of Trade, Industry and Fair Competition announced that a team of consultants spent a week in the Turks and Caicos Islands meeting with key public and private sector stakeholders as part of the policy’s implementation process.

Approved by Cabinet in October 2024, the National Quality Policy is designed to establish a national quality infrastructure that supports trade, protects consumers and improves the competitiveness of local businesses.

For consumers, the long-term goal is straightforward: greater confidence that products and services meet accepted standards for quality, safety and reliability.

For businesses, the initiative aims to encourage stronger quality management systems that can improve efficiency, build customer trust and create opportunities for expansion into regional and international markets.

During the May 25 to 29 mission, consultants met with representatives from the National Quality Council, Pelican Energy TCI, the Turks and Caicos Islands Airports Authority, the TCI Government Laboratory, the Turks and Caicos Hotel and Tourism Association and Turks Head Brewery.

According to the Department, the consultations were intended to assess existing quality-related systems, identify gaps and gather recommendations that will help shape the Territory’s national quality infrastructure.

“The policy serves as a strategic framework for establishing a national quality infrastructure in the Turks and Caicos Islands, aimed at improving quality standards, supporting trade, protecting consumers, and enhancing economic competitiveness,” the Department said in a statement.

Officials explained that stakeholder feedback will help determine what systems, standards and programmes are needed to strengthen quality assurance across various sectors of the economy.

The Department said the information gathered will guide the next stage of implementation and help ensure the policy delivers meaningful benefits throughout the Islands.

Among the initiatives expected to emerge from the process are a Quality Certification Programme and a series of educational workshops designed to help businesses understand and adopt quality standards.

A second round of stakeholder consultations is scheduled for June, allowing government and industry representatives to continue discussions and further assess priority areas identified during the initial mission.

Officials say the ultimate objective is to build a culture of quality that benefits consumers, businesses and the wider economy by encouraging higher standards, greater accountability and improved competitiveness.

Angle by Deandrea Hamilton. Built with ChatGPT (AI). Magnetic Media — CAPTURING LIFE.

 

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